Disability Planner: Social Security Protection If You Become Disabled

            Disability is a subject you may read about in the newspaper, but not think of as something that might actually happen to you. 

            But your chances of becoming disabled are probably greater than you realize.Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.

            While we spend a great deal of time working to succeed in our jobs and careers, few of us think about ensuring that we have a safety net to fall back on should we become disabled. 

            This is an area where Social Security can provide valuable help to you.

The disability planner will help you find out:

• How you can qualify and apply for benefits,
• What happens if your application is approved,
• Who can receive benefits on your earnings record,
• What you need to know about receiving disability benefits, and
• When Medicare coverage starts for Social Security disability beneficiaries.